Personal Debt and how it can affect your job and life at work

To prevent your debts controlling your entire life, you need to be committed to helping yourself.

If you are out of work, ensure you are in receipt of all the benefits you are entitled to.

If you have serious debt problems, it can severely affect your performance at work.

Someone who has an organised personal life is normally much more organised at work and your work will benefit. Your finances are a good place to start.

It can be a good idea to approach your employer as they are often very sympathetic to their employees personal debt problems. Some will gladly arrange a loan which can be repaid by deducting directly from your earnings at source. This can be a major help and can end a lot of worry and stress. They may have other ideas designed to alleviate your situation.

It might surprise you to know that some of your work colleagues may well be experiencing the same personal debt problems. Your employer will be fully aware that debt can actually stop an individual coming to work. In some circumstances, a person can have a negative disposable income NDI which could make them feel that there is little point in working as what they will earn at the end of the month will not even cover the minimum or contractual payments required on their credit and store cards, loans and overdrafts etc..

Our trained debt counsellors are available to advise you now! We are able to tailor a bespoke debt solution for you based on years of valuable experience.

Either call our free debt helpline or submit your details online and one of our trained debt advisors will call you back at when it suits you.

This is a free, no obligation, confidential service and no sales person will call.